New Zealand currency & costs

New Zealand's unit of currency is the dollar (NZ$). All major credit cards can be used in New Zealand, with Visa and MasterCard accepted most widely.

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How much will it cost?


Pricing depends on the place, time of year, and day of the week, so the below is just to give you a general idea. Use our accommodation finder to see price ranges for your specific location.

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Vehicle hire prices are seasonal, and the below are just a general indicator. User our finders and contact suppliers directly for prices.

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  • Hotel breakfast: $15-$40
  • Cafe lunch: NZ$10-$25
  • Takeaway snack: NZ$3-$5
  • Cappuccino: NZ$4-$5
  • Big Mac Hamburger: NZ$5.20

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Tipping and Service Charges

Tipping in New Zealand is not obligatory, even in restaurants and bars. However, tipping for good service or kindness is at the discretion of the visitor. Hotels and restaurants in New Zealand do not add service charges to their bills.

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Dining out, Waikato

Tipping is not expected when dining out in New Zealand; it is up to the patrons' discretion.


New Zealand banks are open from 9.30am to 4.30pm Monday to Friday. Some are also during weekends. Automated Teller Machines (ATM's) are widely available at banks, along main shopping streets and in malls. International credit cards and ATM cards will work as long as they have a four-digit PIN encoded. Check with your bank before leaving home.

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Bringing cash into New Zealand

There is no restriction on the amount of foreign currency that can be brought in or taken out of New Zealand. However, every person who carries more than NZ$10,000 in cash in or out of New Zealand is required to complete a Border Cash Report.

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Currency exchange

Foreign currency can easily be exchanged at banks, some hotels and Bureau de Change kiosks, which are found at international airports and most city centres.

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Currency values

  • Coins have values of 10, 20 and 50 cents, $1 and $2.
  • Notes have values of $5, $10, $20, $50 and $100.

Goods and Services Tax

All goods and services are subject to a 15 percent Goods and Services Tax (GST) included in the displayed price. Visitors cannot claim this tax back, however when a supplier ships a major purchase to a visitor's home address the GST will not be charged.

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Swedish Rounding

Due to the discontinuation of 1c, 2c and 5c pieces, purchases made in New Zealand are subject to "rounding" of amounts either up or down. The Reserve Bank believes most retailers are adopting the Swedish Rounding System. Under this system prices, ending in 1 to 4 cents will be rounded down and prices ending in 6 to 9 cents will be rounded up. For example, a purchase of $15.14 would be rounded down to $15.10, and a purchase of $15.16 would be rounded up to $15.20. It is at the retailer’s discretion how they handle prices ending in 5 cents.

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